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OK, so I started physical therapy because my I had a backache for something like two years and I was getting damned grouchy about it. I was even grouchier when the doctor told me it was from "normal wear and tear." NORMAL? Is he kidding me? Normal to scream in agony when you sit and normal to scream in agony again when you stand up? If it was normal, wouldn't everyone be doing it? So, I started physical therapy and amazingly, my back feels better. I love going to the heated salt-water spa pool with the fuzzy jets in the water and doing nice, tame exercises. My arthritic body loves the state of weightlessness, so much so, I am thinking of moving to the International Space Station. Meanwhile, back in the pool... I was going through my exercise routine and, as previously stated, my back feels really good, but my FREAKING knees have started hurting to beat the band. I mean hurting to the point I am screaming in agony when I stand up and screaming in agony when I sit d...

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The big question on everyone's mind is, when will property values appreciate, again? You are not the only person asking that question. Real Estate professionals all across the country are wondering the same thing because the real truth is, no one really knows. No one can predict the end of the crisis. America and Americans need to change their perspective on real estate to bring about a real end to the real estate crisis. Think about this: Real estate today is as worthless as the dollar. Think about times past, to your parents or your grandparents. In the 40s and 50s, couples lived with Mom and Dad while they were "courting." During this time, they both worked to save up their 20% down payment on their dream home. They were investing in America. Since that time, that investment in America has been devalued because of credit and the easy access to it. Not only has real estate been devalued because of credit, but the dollar has suffered the same fate. We assess value on an...